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Showing posts from March, 2018

The new normal: Being more in-debt than you are paid

As an early millennial- as someone who graduated HS in the early 2000's and then graduated college right around the time Obama became president- I am well aware of the reality of living with more debt than income. Borrowing $30-40k a year for 4 years of college put me behind the curve, since it's pretty hard for a full time college student to hold down a full time job. I worked numerous odd jobs and held a part time one, but I also had limited savings and money I made was quickly and easily spent on everyday living (necessity or not). Mom and Dad didn't provide much financial aid outside the academic necessities- books, food, health/car insurance. Even though I started looking about midway through my last semester, upon graduation I realized that I needed a full time job quickly- the loan companies had already let me know that repayment began 6 months after graduation and that they were in the process of calculating my monthly amounts😖. I looked as far away as Australia,

The 'kitten' is out of the bag...

So for 2.5 years, I used an app called Glow to track my cycle and predict my fertile window for ovulation. Maybe I didn't use it to it's full potential; however, the app was consistently able to align with the painful ovulations and cysts my ovaries put me through, and also would accurately predict 'Aunt Flo's' arrival. I teamed the app up with Ovulation Predictor Kits for at least 6 months, still no luck. And in early December, after debating spending money on IUI, a chance meeting with a Creighton Model Nurse Practitioner pushed me to challenge the the factory line of main stream fertility clinics and go a little old school. We scheduled an introductory session that my husband and I attended, at which we gained better understanding of how this was going to go down and I purchased supplies to move forward and scheduled my first follow-up appointment. Now, technically they suggest you abstain from trying or sex in general for 30 days to allow yourself time to adjust