I used to frivolously spend money. If I saw it and wanted it I got it- even if it meant racking up the credit card bill. One day I realized that all these things were temporary. They didn't make for great stories or conversations. They got me minimal compliments. And they didn't make me feel their worth in the long run. My mindset changed. I am now (and hopefully forever will be) a huge advocate of EXPERIENCES over possessions. Spend money on life experiences, not everyday objects. Of course, there are necessities- food, clothing, shelter. But do you need 5 pairs of leggings? Not until one gets a hole! How about 5 different heels? Not until the heel breaks on one! Do you need to breath fresh mountain air while gliding down the side of the mountain on a board or skies? Do you need to feel the exhilaration, the adrenaline? Do you need to feel the accomplishment of not falling, or getting back up after a fall? Do you need to know you have good motor skills enough to maneu...